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Our Services is a dedicated to providing you with the best service and products for your insurance needs. 

Our products include but are not limited to Life Insurance, Critical Insurance, Disability Insurance & Travel insurance.


Term Life Insurance


Term Life Insurance is considered temporary insurance, providing protection for a set period that you choose.

You might want coverage for the next 10 years, or maybe until you turn 65. Term life can be a great option when your coverage

in place until your children are grown up or until the mortgage is paid off. The application process also tends to be simple and straightforward. With lower premiums (payments) to start. Your monthly premiums will be based on your age and your health. Depending on your needs, a term life policy can be extended or renewed for further set periods.

Contact InsuranceDNA today to learn more.


Universal Life Insurance


Is also considered permanent insurance, while offering more flexibility than whole life insurance, as well as some investment options. Coverage stays in place while premiums are paid and there is potential to accumulate some cash value if desired.

Cash can be withdrawn from the policy, but withdrawals affect the amount paid out to beneficiaries as the death benefit later on.

The deposits you make into the policy are placed into an investment account of your choice. Your advisor can go into greater detail on what investment options are available. Contact InsuranceDNA today to learn more.


Whole Life Insurance


Whole life insurance is considered permanent insurance, providing ongoing protection for as long as premiums are paid.

This type of policy cost a bit more, but premiums don't increase as long as the schedule payments are being made.

A whole life policy offers both a guaranteed cash value and a death benefit. The cash value continues to grow as long as the policy is active, and that cash amount can be assessed by the policy holder (The cash grows on a tax-deferred basis and taxes are due on withdrawn amounts). The death benefit is tax repayment to designated beneficiaries (Beneficiary is the term used for the person, people or legal entity named in a life insurance policy to receive the death benefit). which can help to pass wealth onto the next generation or cover tax liabilities at death. Some whole life policies receive a credit or dividend every year.

These policies can have the potential to grow the death benefit and cash values beyond the guaranteed values.

Contact InsuranceDNA today to learn more.


Critical Illness Insurance

Critical illness insurance pays a tax-free lump sum if you're diagnosed with an illness or condition that's covered by your policy. The benefit can be used as you wish to help finance healthcare treatments, cover household and family related costs, managed business expenses and protect what you have set aside for retirement, so you can focus on your recovery.

Contact InsuranceDNA today to learn more.


Disability Insurance


Disability insurance protects your income if you are unable to work because of physical or mental health disabilities.

Regular payments are based on a percentage of your salary at the time a claim is made. If you are a business owner, disability insurance can also cover business expenses and fund a buyout agreement if necessary.

Contact InsuranceDNA today to learn more.


Travel Insurance

Travel Medical Insurance protects you in the event of an illness or injury when traveling outside of your country of residence.

It provides key medical benefits in case of an emergency. Traveling abroad is an exciting experience, but unpredictable illnesses and accidents can happen. Even worse, the resulting medical bills can be overwhelming. The level of international medical coverage provided by your domestic insurance provider can vary greatly depending on your plan, so you may have very limited coverage or no coverage at all. A travel medical insurance plan can provide the coverage you need. 

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